The company’s online loan product is Baihe Suidai.

Baihe Suidai is a purely online personal credit loan product of Lanzhou Bank Co., Ltd. that is open to individuals for application. No guarantee or mortgage is required, and the maximum loan limit is 200,000 yuan. , the annualized interest rate can be as low as 4.8%, the approval can be completed in as little as 3 minutes, and the loan can be issued in as little as 1 minute.