Of course. According to the provisions of the Urban Real Estate Management Law, as of April 22, 2023, as long as the shop has the property right certificate, it can be mortgaged in full, but the maximum loan amount shall not exceed 70% of the transaction price or evaluation value of the house (whichever is smaller). Shops are real estate specially used for industrial and commercial activities, and are small and medium-sized institutions where operators provide goods to consumers.