Everyone knows that provident fund loans are preferential to the public, and many people are willing to take provident fund loans. However, after divorce, how to transfer the property purchased with a provident fund loan is also a problem. Today we will talk about the process of transferring the provident fund loan house to the children after divorce? Where can I transfer the provident fund loan house to my children after a divorce?

1. What is the process for transferring the provident fund loan house to the children after divorce?

After divorce, the transfer of real estate to children is usually a sale or a gift transfer. The main procedures include: signing a sales contract or gift letter, submitting documents, paying taxes, tax-paid transfer, and obtaining a certificate.

Signing a sales contract means that the buyer and seller, together with the intermediary, negotiate on the property price, payment method, delivery method, etc., and sign a contract. Signing a gift letter refers to a written contract signed by the donor and the recipient together at the housing authority, indicating the true wishes of both parties to the gift letter.

Submission means that both parties bring relevant materials to the Housing Authority to apply for property transfer registration. The buyer needs to bring the original ID card. If the loan requires proof of the first home, it must be issued by the relevant department first according to the requirements of the Housing Authority. The seller must bring original documents such as ID card, real estate certificate, and original taxes and fees related to the property. If you submit the sales contract to the housing authority, you can use the housing authority's version to sign it before signing it.

Paying taxes means that after receiving the property, the housing authority will go to the relevant tax bureau to pay various taxes and fees according to the time required by it. Both the buyer and the seller will bring their original ID cards to pay their respective taxes and fees.

Tax-paid transfer means that after the buyer and seller pay their respective taxes and fees, both parties bring their ID cards and all the documents for their respective tax payments to the Housing Authority to review and confirm that the taxes have been paid, complete the transfer, and receive a transfer receipt.

Getting the certificate means that the buyer brings his ID card and transfer receipt to the Housing Authority to collect the new real estate certificate at the time specified on the transfer receipt.

2. Where can I transfer the provident fund loan house to my children after divorce?

You can first go to the notary office for notarization, write an agreement to give it to your children, and after the loan is paid off, go to the housing management bureau to transfer the ownership.

To sum up, this article mainly describes the process of transferring the provident fund loan house to the children after divorce, as well as the relevant content on how to transfer the provident fund loan house to the children after divorce. I hope it can help everyone.