With the continuous development of society, most areas in China are undergoing shantytown renovation. At the same time of renovation, the state will compensate the relocated households for the renovation of houses in shanty towns. The general compensation is to exchange the area of shanty towns to transform houses according to the original housing area. If you want a bigger renovated house, you need to pay the purchase price. So can I use the housing provident fund loan at this time? Let's take a look together.

First, can housing provident fund loans be used for shantytown renovation?

Those who meet the conditions for shantytown renovation can use the housing provident fund loan: they have an individual housing provident fund account and paid it in full for more than 6 months, with no loan renewal or arrears; The borrower and spouse have no outstanding housing provident fund loans; The credit conditions of the loan applicant and spouse meet the relevant requirements of the provident fund; The borrower shall mortgage the purchased house or other houses owned by a third party.

But the specific implementation may vary from place to place. According to experts from Qijia. Com, I'd better consult the local housing property supervision office or provident fund management office.

Second, the information needed to extract the provident fund

1, the provident fund management department receives and truthfully fills in the Approval Form for Employees to Apply for Housing Provident Fund Transfer; 2. Provide the original and photocopy of the ID card of the applicant, the property owner and the owner of * * * *.

3. One original and one copy of marriage certificate and family member certificate (such as household registration book).

4. The original passbook of the applicant at the bank applying for loan.

4. The applicant's demolition and resettlement agreement and purchase invoice.

Third, the provident fund management process

The applicant first consults in the business window of the provident fund management center, receives the Approval Form for Employee Housing Provident Fund, and fills it in; Then, with the approval form and relevant certification materials stamped by the unit, go to the provident fund counter to go through the extraction procedures, and the staff will review and approve them; After the approval, the electronic settlement will be transferred to the applicant's bank debit card, and the provident fund will be successfully processed.

Conclusion: I am here to introduce the housing accumulation fund for shantytown renovation, hoping to help you.

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