The interest on housing provident fund loans will change every year, once a year. According to relevant public information, the interest rate of provident fund loans for 20 10 years: within five years, the interest rate of provident fund loans is 2.85%, and the interest rate of provident fund loans for more than five years is 3.25%. The national provident fund loan interest rate shall be implemented in accordance with the unified provisions of the state. 1October 20th1165438+21day, the People's Bank of China suddenly announced that it would lower the benchmark interest rates for RMB loans and deposits of financial institutions. Subsequently, the National Provident Fund Center also issued a notice to adjust the interest rates of provident fund loans and deposits accordingly. It should be noted that the deposit interest rate of individual housing provident fund does not fluctuate, and the loan interest rate of individual housing provident fund rises by 10% if the house is purchased as a second suite.