The formula of 360 IOU interest: principal × daily interest rate × loan days can calculate interest by yourself. It is a credit service launched by 360 Finance, and the loan interest rate is relatively low. At present, 360 IOUs bear interest on a daily basis, and the daily interest rate is between 0.03% and 0.05%. Because the 360 IOU determines the daily interest rate of the loan according to the personal qualification of the borrower, the interest of each borrower is different. For example, if you borrow 10000 yuan at 360, the loan period is 3 months, and the daily interest rate is 0.05%, then the final interest to be repaid is 10000×0.05%×90 days =450 yuan. It is worth mentioning that 360 IOUs support early repayment, but in the loan mode of interest before interest, if you repay in advance, you need to pay an additional penalty of 3% of the repayment principal.

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1, Alipay no longer simply stays in the flower bed era. Now Alipay can provide users with flower beds, loans and reserve funds, and provide online merchant loans for merchants or entrepreneurs. The amount ranges from several hundred yuan to several hundred thousand, and it also has a place in many reliable online lending platforms.

2. Xiaomi's financial loan products are self-disciplined and take the initiative to avoid risks. The amount is also 5 million-300,000, and the ultra-low daily interest rate10.2 million. Apply for a loan online.

3.5 1 provident fund is a provident fund management APP and a comprehensive financial service platform. Born on 20 14. It not only provides real-time inquiry and credit service of provident fund, but also cooperates with dozens of provident fund credit institutions, which can grant credit at one time and make multiple payments at the same time. For users who use provident fund loans, 5 1 provident fund is a very good choice.

4. The building block is an online loan platform in Beijing. As the vice-president unit of Beijing Internet Loan Industry Association, the vice-president unit of Shanghai Financial Information Industry Association and the member unit of China Internet Finance Association, Minsheng Bank has completed three rounds of financing. Its loan is characterized by automatic application, no mortgage and high speed.

5. The province was developed by Samoyed Jin Fu in Shenzhen, and online financial products with online balance compensation were launched earlier in China, mainly credit card billing installment app. Its low interest rate and high efficiency also attract the favor of many credit card users.

6. Auction loan is the earliest online loan platform in China. Founded in Shanghai in 2007, it has a history of online lending of over 10 years. Its funds are deposited in China Merchants Bank. It belongs to the unsecured and unsecured mode, insists on pure online operation, and only provides a platform for information exchange and matching between borrowers and lenders, which is the most primitive operation mode of P2P.