Self-employed individuals who want to borrow 300,000 yuan can apply for commercial loans or mortgage loans. Operating loans will require self-employed individuals to operate for one year or more, have relevant business licenses, and have fixed business premises and income. Mortgage loans require users to provide collateral, such as real estate and storefronts. The above two kinds of loans can allow self-employed individuals to apply for 300 thousand.

Of course, even if all the conditions of the loan are met, whether the loan can finally pass the audit depends on the final audit results.