2. The land transfer fee has been paid. If it is necessary to continue to use the land after the expiration of the land use right, an application must be made and the land transfer fee must be paid. According to the current relevant regulations of the state, after the land expires, it will be paid according to a certain proportion according to the guiding price of the construction area at that time. Within the center line of the Fourth Ring Road, pay 40% of the guide price. Outside the center line of the Fourth Ring Road, 60% of the guide price shall be paid.
3, 50 years is generally commercial land, buyers must first determine the legitimacy of the property, to see whether it has the basic "land certificate", "planning permit", "engineering permit", "construction permit" and "sales permit" five certificates. Whether it is 40 years, 50 years or 70 years, it will expire. After the expiration of the land use period, as long as the house can still live, the land will be renewed.
Second, can you buy a house with 50 years of property rights? We often say that a house with 50-year property rights means that the land use right of the house is 50 years. According to Article 12 of the Provisional Regulations on Assignment and Transfer of Urban State-owned Land Use Rights, the maximum assignment period of land use rights is determined according to the following purposes: 70 years for residential land; Fifty years of industrial land; Fifty years of land for education, science and technology, culture, health and sports; Forty years of commercial, tourism and entertainment land; Comprehensive or other land use for 50 years.
A house with 50-year property rights is not a small property right house, but a house that can be freely traded in the market like a commercial house. As long as it is a house with complete "five certificates and two books", it can be bought and sold. Only the land where the house is located is commercial land, not residential, so the property right is only 50 years. Generally speaking, the charging standard of water and electricity charges is a commercial standard, which is more expensive than the resident standard. Most of these houses are often referred to as "commercial houses". However, there are also a few "commercial houses" whose water and electricity charges are the same as the residents' standards, so the buyers will make a profit.
However, 50 years of property rights does not guarantee that you can live for 50 years. Generally, it takes at least two or three years from the time the developer takes the land to start construction and the owner of the house moves in. There are some special circumstances. Due to the influence of the market and capital, after the land was photographed, the developers have not started construction for various reasons, and even the land has been reversed many times. In this way, the real time of the owner may be much less than 50 years. When buying a house, you should pay attention to the land use certificate and calculate how many years the house can live. The fewer years left, the more favorable the house price will definitely be.
Three. What is the difference between 50-year and 70-year property rights? 1: The loan terms are different.
Most houses with 50-year property rights cannot apply for provident fund loans. For another 50-or 40-year-old house, the bank loan can only get 50% or 60% of the mortgage, and the loan purpose is 1. 1 times the benchmark interest rate.
In the past, this used to be a major "hard injury" to the 50-year-old property house. However, with the down payment ratio of the second suite increased to 60%, formal residential products are at a disadvantage.
Difference 2: the future use cost is uncertain.
According to the public regulations, the water, electricity, heating and other expenses of the 50-year property right house are all commercial prices, and there is no natural gas to enter the house. Many developers "plead" with government departments in the early stage of development, and they can pay at the civilian price, but after all, it is not worthy of the name and there are variables in the future. Therefore, property buyers should ask clearly when buying a house.
Difference 3: Difference of related taxes and fees.
The deed tax for the initial purchase and future transfer of ordinary residential projects is 1.5%, while the deed tax for 50-year property rights is paid at 3%, which increases the difficulty of future transactions.
But! In Beijing, a city where "if it is not the only house, 20% personal income tax will be levied on the income from the sale of the house no matter whether it is over five years", the future residential transaction will be more difficult than commercial housing! From the perspective of investment, a 50-year property right house is more suitable.
Difference 4: Different construction standards
According to the relevant requirements of public construction, the standards of civil air defense and fire protection construction of 50-year-old property houses are higher, and the construction quality is higher than that of ordinary houses. However, from the point of view of living, it is necessary to increase public space such as lobby and passage, so the rate of getting a room is generally lower than that of housing.
Difference 5: The disposal principle after the property right expires is different.
Article 149 of the Property Law stipulates that the right to use residential construction land will be automatically renewed upon expiration. After the expiration of the right to use non-residential construction land, the renewal procedures shall be handled according to law. The ownership of houses and other immovable property on the land, if there is an agreement, shall be in accordance with the agreement; If there is no agreement or the agreement is unclear, it shall be handled in accordance with the provisions of laws and administrative regulations.
In other words, after the expiration of 70 years, the owner of an ordinary house can still live in it. However, 50 years of property rights is different. At the beginning of land acquisition, developers will definitely not ask for rights and interests after 50 years. How to protect the right of residence is a big problem.
Tips: 50-year-old property right house and its "partner"
The development of residential property is only one of the public land with property rights for forty or fifty years. There are other similar situations in the real estate market. According to Article 12 of the Provisional Regulations of the People's Republic of China on Assignment and Transfer of Urban State-owned Land Use Rights, the maximum term of assignment of land use rights is determined according to the following purposes, so you should read it carefully when buying a house.
1, 70 years of residential land;
2, industrial land for 50 years;
3, education, science and technology, culture, health and sports land for 50 years;
4, commercial, tourism and entertainment land for 40 years;
The above is about how to deal with the expiration of property rights in 50 years. If our property rights expire, you don't have to worry too much. As long as you continue to pay a certain land use transfer fee, you can continue to use the land.