1. Open the personal income tax application and click Special Deduction and Additional Declaration;

2. Select the deduction year, and then click the housing loan interest;

3. Enter the account password to log in;

4. After preparing the property right certificate and loan contract, click "Prepare" to enter the report;

5. Select the title certificate type, fill in the detailed address, and click Next;

6. Select the loan method and click Next;

7. Fill in the loan bank, loan contract number, first repayment date and loan term, and click Next;

8. Select whether I am the borrower and the deduction ratio, and click Next;

9. Select the reporting method, and then click Submit.

Notice of the State Council Municipality on Printing and Distributing the Interim Measures for Special Additional Deduction of Individual Income Tax

Article 14

If taxpayers or their spouses use individual housing loans from commercial banks or housing accumulation funds alone or jointly to purchase housing for themselves or their spouses in China, the interest expenses incurred in the first housing loan shall be deducted according to the standard quota of 1 000 yuan per month in the year when the loan interest actually occurred, and the maximum deduction period shall not exceed 240 months. Taxpayers can only enjoy a first home loan interest deduction.

The term "first home loan" as mentioned in these Measures refers to the housing loan that enjoys the interest rate of the first home loan when buying a house.