With the gradual improvement of living standards, some people choose to buy a house. Now many areas have restrictions on the second suite. What is the standard for the second suite in Taiyuan? Most of the materials to be provided are very confusing. I wonder if I can buy them. With the gradual improvement of living standards, some people choose to buy a house. Now many areas have restrictions on the second suite. What is the standard for the second suite in Taiyuan? Most of the materials to be provided are very confusing. I wonder if I can buy them.

What is the standard for Taiyuan to identify the second suite?

1, second suite; It is the abbreviation of the second set of ordinary self-occupied housing, which refers to the mortgaged housing that is approved by the borrower's family (including the borrower, spouse and minor children), and the per capita housing area of the borrower's family is higher than the local average level, and applies for housing loans from commercial banks again.

2. The criteria for identifying the second suite are: the borrower applies for a loan to buy a house for the first time, and his family has registered more than one set of houses in the housing registration information system where the house is to be purchased; The borrower has used the loan to buy a house (or above) and applied for a loan to buy a house.

3. Parents have houses, and then buy houses in the name of minor children. When I was a minor, I had real estate under my name, and then I borrowed money to buy a house when I was an adult. There is a house bought in full in the name of the individual, and then the house is bought by loan. There is a loan to buy a house under the name of the individual, and then the loan is used to buy a house after the sale. Commercial loans are used for the first purchase, and provident fund loans are used for the second purchase. Before marriage, one party borrowed money to buy a house, and after marriage, he applied for a loan to buy a house in the name of the other party, but their accounts were not together. After the marriage, the two parties borrowed money to buy a house, and after the divorce, one party applied for a loan to buy a house.

What materials do I need to provide to buy a second suite in Taiyuan?

1. When buying a second apartment, the information of one-time payment is the same as that of loan. The information of the new house and the second-hand house is the same: ID card, household registration book and marriage certificate (only one person's name is written for the full purchase).

2. Taxes paid for new houses: deed tax: less than 90 square meters1%; 90 flat-144 flat1.5%; 144 is above 3%; The second suite is 3%. Maintenance fund: 2%-3%, cost: 80 yuan.

3. Taxes and fees paid for second-hand houses: individual income tax: paid by the seller 1% (houses with families as units are exempted for five years); Deed tax: less than 90 square meters1%; 90 flat-144 flat1.5%; 144 is above 3%; Delivery by the buyer; Business tax: 5.6% paid by the seller (exempted after two years); Transaction cost: area * half 6 yuan for both parties; Cost: 80 yuan buyer.

The above is the identification standard of Taiyuan second suite. What materials need to be provided? When choosing to buy two properties, you can choose a new one. This environment and property management are much better than second-hand houses. If conditions permit, you can buy an undecorated house and decorate it according to your own wishes.