The development of mobile internet makes it possible to apply for a loan by mobile phone, but everyone knows that a loan needs a formal app. Is there a regular app like 360 IOUs? Bian Xiao has provided several apps similar to 360 IOUs for your reference. 1360 IOU 360 IOU is a consumer credit brand under 360 Financial Group. Relying on the advanced Internet security technology and big data technology of 360 Group, we will provide safe, stable and convenient consumer loan financial services for all social groups with loan financing needs. The lender is a regular micro-loan company, Fuzhou 360 Network Micro-loan Co., Ltd. Minimum amount: up to 200,000. Apply now. 2. Having money and spending money is Baidu Finance's original credit service brand. It uses artificial intelligence and big data risk control technology to provide convenient, fast and safe Internet loan services for the public. Provide users with convenient, fast and safe loan services. The lender is a regular microfinance company, borrowed by Shanghai Baidu Microfinance Co., Ltd.? Borrowed? It is a pure credit lending staging platform launched by Guangzhou Duorong Information Technology Co., Ltd., relying on advanced mobile Internet technology to provide efficient and convenient credit services for borrowers. The lender is Instant Consumer Finance Co., Ltd., a licensed financial institution approved by China Banking Regulatory Commission. 40,000 Pratt & Whitney Wanda Pratt & Whitney is a mobile phone loan product under Wanda Financial Group. Taking finance and the Internet to increase data as the innovation direction, we will provide individuals and small and micro enterprises with distinctive features, high-quality and convenient financial services. The lender is Guangzhou Wanda Pratt & Whitney Network Microfinance Co., Ltd., a formal microfinance company. 5 Zhaolian Good Term Loan Zhaolian Good Term Loan is an inclusive loan product under Zhaolian Consumer Finance initiated by China Merchants Bank and China Unicom. Relying on China Merchants Bank, we will provide you with bank-level safe, professional, intelligent and convenient cash loan, installment consumption and interest-free shopping services. The lender is Zhaolian Consumer Finance Co., Ltd., a licensed financial institution approved by China Banking Regulatory Commission. The above is a formal loan app similar to 360 IOUs, which relies on advanced mobile Internet technology and formal lending institutions to provide efficient, convenient and formal handheld loan services for the public. Tips: Establish a reasonable and healthy consumption concept and don't borrow too much.