When your credit information is rotten, when you apply for a loan, you naturally know that you are going to find some loan outlets with rotten credit information, not the loan products you see all over the street! To this end, Bian Xiao has spent some time sorting out which loan openings can be applied for in case of bad credit and emergency in 2022. With the following loan opening, there is also a place to solve when you are short of money! (1) Good flowers. Haoshehua is a personal consumption credit platform jointly launched by baixin bank and Baidu Finance, with a maximum amount of 200,000 yuan and a minimum annualized interest rate of 7.2%. Generally, it can be repaid in installments of 12, and the audit result can be known in one minute at the earliest. The amount can be directly consumed by WeChat without withdrawal. (2) Flower ducks borrow money. Huaya borrowing money is also a relatively formal online lending platform. As for whether to check the credit information, it depends on the matching employers. Most employers do not check the credit information, but check the credit information. The maximum amount they can apply for is 654.38 million yuan, the daily interest rate is generally around 0.05%, and the number of installments is 3- 12. The whole process is recognized by the system. Generally, there is no return visit, and they will arrive as soon as possible. (3) enjoy the flowers. Yi Xianghua is also a relatively reliable loan software. At present, the maximum loan amount is 50,000 yuan. Now there are two ways to increase the loan amount: salary card and provident fund. Generally, the loan amount is about 20,000 yuan, with a loan of 1 0,000 yuan per day of 0.29 yuan, which can be repaid in 3-24 installments. Loans from licensed financial institutions are certainly reliable. Bad credit information may cause loan loopholes. (4) kidney beans. Kidney bean is also a small credit loan, which can be easily paid by the next installment. Licensed financial loans are safe and reliable. The loan amount is 2000-50000 yuan, and the daily interest is generally around 0.05%. Repayment can be made in 3-65,438+02 installments. The credit requirements for users are not particularly high. As long as there is no overdue credit record, you can apply. (5)58 Easy Borrowing

. At present, 58 good loans have been transformed into loan-assisting products, and it is also a very easy loan platform. The premise of applying for 58 good loans is to have a stable job and income, and there must be no bad credit record of credit investigation. Generally, the next loan amount starts from 5,000 yuan, the daily interest is about15,000 yuan, and the longest service life is 12 months. What loan can I apply for if I need money urgently? (6) easy to bloom. Yihuahua is a personal credit loan platform under Yin Bei Consumer Finance. The maximum loan amount of consumer finance in Yin Bei is 50,000 yuan, and the loan is 1000 per day in 0.3 yuan. Interest rates are also very low. You only need to submit your personal data, and there is no bad credit record. The whole process will be audited by the system for a few minutes, and users with good credit can easily pass.

Expansion: How to get a loan with poor personal credit?

1. credit loan: it is difficult to apply for a credit loan if the credit information is not good, but it is not impossible. The most important thing is to find out the reason of "bad credit reporting", whether it is overdue or too many inquiries, or too much debt. There is also hope. Find out the reasons and then solve them in a targeted way, and then improve the credit information for a period of time before applying for credit.

2. Mortgage loan: mainly focus on the value and ownership of collateral. As long as it is not very serious, such as bad debts, compensation, "three consecutive" and so on, it is still relatively easy to pass.

3. Secured loan: If your credit information is poor, you should find a "reliable" guarantor. Of course, the other party must have excellent credit conditions, otherwise you can't be a guarantor. Using a guarantor to share risks and responsibilities, financial institutions will be relatively reassured and willing to approve funds.