1, with different properties. Huarong Xiangjiang Bank Flash Loan is a loan provided by Huarong Xiangjiang Bank to employees of administrative institutions and well-known enterprises in Hunan Province. It is a bank credit loan product, not an online loan. Second-hand loan finance belongs to the online loan platform. Second-hand loan finance mainly includes "mortgage" and "car loan", both of which belong to physical mortgage loan products.

2. The loan amount is different. The maximum amount of Xiangyin flash loan is 500,000 yuan, and the longest loan can be 24 months. The amount of the second loan is between 5,000 and 300,000.