1. What are the times and time limits for housing provident fund withdrawal?
(1) There is no loan for buying a house?
1. If you buy a house before July12004 (subject to the signing date of the house purchase contract), the balance in my housing provident fund account can be withdrawn twice. The first time is within one year (inclusive) after the purchase, and the second time is within five years 10 years after the purchase. ?
2. If you buy a house after July 1 2004 and have no loan, you can withdraw the housing accumulation fund once a year. ?
3. During the repayment period, the loan buyers can withdraw the housing accumulation fund once in the first month of each quarter. After the loan expires, my spouse and I are not allowed to withdraw any more. ?
Second, what is the limit of the total amount of the husband and wife housing provident fund withdrawal?
1. The total amount of my spouse's housing provident fund withdrawal shall not exceed the total price of the purchased self-occupied housing (the amount agreed in the purchase contract, the same below); ?
2. If the depositor has a spouse and cannot provide proof of the withdrawal of the spouse's housing provident fund, the cumulative withdrawal amount of the depositor shall not exceed 50% of the total price of the purchased owner-occupied housing. ?
3. If there is no spouse, the proof of marital status issued by the personnel management department of the unit shall be provided, which shall be temporarily issued by the financial department.
Extended data:
Provident fund withdrawal means that the depositor goes through the procedures of provident fund withdrawal in the relevant departments of provident fund withdrawal according to the requirements of provident fund withdrawal, and withdraws part or all of the amount in the provident fund account to the personal bank account.
Provident fund withdrawal is divided into three types: agreed withdrawal, partial withdrawal and cancellation withdrawal.
To withdraw the provident fund, you need to apply for a joint provident fund card at the designated bank in advance, and the withdrawn provident fund will be directly transferred to the joint savings account.
References:
Baidu Encyclopedia-Provident Fund Extraction