Compulsory insurance, commercial third party liability insurance, total vehicle theft insurance, non-urgent deductible special insurance, individual glass breakage insurance, personal liability insurance

First, compulsory traffic insurance is what everyone needs Familiar insurance, this is a type of insurance that must be purchased, a type of insurance item that is compulsorily purchased by the state. Vehicle loss insurance is also a type of insurance when buying a car. It is mainly used for vehicle losses that need to be borne by the car owner. The insurance company is responsible bear.

Second, commercial third-party liability insurance is also a type of automobile insurance, which is divided into many grades. The main grade includes compensation of 50,000, and compensation of about 100,000 and 200,000. There are also a series of compensations such as 300,000 and 500,000.

Third, the total car theft insurance is also an insurance when buying a car. If your car is stolen or robbed by bad guys, the insurance company will file a case with the Public Security Bureau for a period of time for the loss you caused. Compensation is given, and the specific compensation time varies from insurance company to insurance company.

Fourth, car insurance also includes non-deductible special insurance. In fact, this insurance type is a supplement to car damage insurance and commercial third party insurance and has a clause that increases authority. If you do not buy this insurance If so, once an accident occurs, the insurance company will have a certain chance of deducting compensation.

Fifth, separate glass breakage insurance is actually very simple. It is insurance to prevent damage to the glass of your car. In addition, scratch insurance is almost the same as glass insurance. If your car is scratched, then the insurance company will You will be compensated. The two insurances actually complement each other.

Sixth, when we buy a car, the insurance also includes liability insurance for people on the car. It is generally recommended that you choose this type of insurance, because if your car is involved in an accident and the people on the car are injured, , the insurance company will be responsible for part of the compensation.

Seventh, another kind of insurance is spontaneous combustion loss insurance, which means that if your vehicle spontaneously ignites, the insurance company will be responsible. Of course, it needs to be explained that the scope of the insured vehicle is due to its own circuit oil. The insurance company is responsible for compensating part of the damage caused by fire due to road failure.

Eighth, there are a lot of tricks in the car insurance industry. When we buy insurance, we should remember that although the price cannot be too high, car insurance companies usually give away gas cards and consumer cards! You don’t need the rest of the gifts, these two are the main ones!

1. Motor vehicle insurance, also known as auto insurance (referred to as auto insurance), refers to a type of commercial insurance that is responsible for compensation for personal casualties or property losses caused by natural disasters or accidents.

2. Motor vehicle insurance, also known as "auto insurance", is a type of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance.

3. Its insurance customers are mainly legal entities and individuals who own various motor vehicles; its insurance subjects are mainly various types of cars, but also include special vehicles such as trams and battery cars and motorcycles. Car etc.

Reference materials

Baidu Encyclopedia-Motor Vehicle Insurance