Generally speaking, if we want to buy a car, we will choose a loan. After all, although there will be some interest in this way, it can alleviate our short-term financial problems. Some people need money to do business, while others have to pay off their mortgage. It's really a big problem to spend so much money on a car at once.
As more and more people choose to borrow money to buy a car, 4S stores have also introduced various so-called interest-free policies to adapt to the market, such as two-year annual interest and three-year interest-free. Many people began to wonder, 4S stores are really so good, have they helped us to be interest-free for several years?
Everyone needs to remember one thing. Wool is on sheep. The so-called interest-free policy is just another way to collect interest money from the car body.
Now, if you go to buy a car, the staff of 4S stores will generally put forward this interest-free policy directly, and 4S stores also welcome consumers to adopt this method, so you should think twice when you hear these activities. Because this method directly reduces the price to consumers to stimulate them to buy, the so-called interest-free policy not only makes consumers feel? Cheap? 4S stores earn more by themselves.
If you buy a car with a loan of10,000, the interest for two years will be around 8,000 yuan, and the framework set by 4S will be higher than other sales methods. Generally, these prices will not be directly added to the car, and some accessories and the like will also add some money. Touch-up cards and maintenance cards are also a way to get more than 8,000 yuan together in various ways, and then the 4S shop will tell you how good it is to choose two years interest-free.
Before I went to buy a car, I said at first that I would be interest-free for two years. Later, I felt that my temporary pressure was not too great. I don't want to spend two years' interest, so I want to buy a car in full. At that time, the salesperson told me directly that if I wanted to buy a car in full, it would not be at this price, but it would be 5 thousand yuan higher than the price of buying a car with a loan.
Even in order to earn more benefits, many 4S stores will choose to bundle sales. For example, if you want to choose an interest-free activity for two years, you must buy decorations, leather cushions, seats, mats and the like on the car. In the past, when a friend bought a car, a 4S shop asked for a loan and needed to buy a gas card.
The two-year interest-free activity is not actually to save money for consumers. After all, there are no people who don't want to make money in business. What business do you do?
The wool is on the sheep, and all the money needs to be paid by consumers after all. However, you don't have to care too much. When buying a car, you only need to pay attention to asking more about the market, and have a general understanding of the 4S shop in your mind, so as to ensure that your interests will not be greatly damaged. It doesn't matter what activity you choose.