The annual interest rate of the loan is 5.2920%, which is calculated as follows:
Let the actual annual interest rate r and the monthly interest rate R/ 12 give:
Monthly repayment = 280000r/12 (1r/12) 240/[(1r/12) 240-1] =/kloc.
R = exchange rate (240,-1893.34,280,000)12 = 5.2920%.
Description: 240 is the power of 240.
The Agricultural Bank of China borrowed 280,000 yuan for 20 years. How much is the tax of 2500 yuan a month for one year?
Hello, your question is about China Agricultural Bank's monthly quota of 280,000 yuan for 20 years. According to your description, your loan term is 20 years, the monthly payment is 2,500 yuan, and the total loan amount is 280,000 yuan, so your annual tax should be:
According to China's tax law, the loan interest can be deducted, and the annual interest expenditure can be deducted by 20% of the tax. Therefore, your annual tax should be:
Total loan: 280,000 yuan
Annual interest expense: 280000. 1 = 28000.
Tax deduction: 28,000 yuan 0.2 = 5,600 yuan.
So your annual tax should be 5600 yuan.
The house loan is 280,000 yuan, which will be repaid in 20 years, with monthly payment 1900 yuan. How much will it be paid in one lump sum after five years?
The house loan is 280,000 yuan, which will be repaid in 20 years, with monthly payment 1900 yuan. How much will it be paid in one lump sum after five years?
The loan is 280,000 yuan, and the monthly payment is 1.900 yuan. It can be calculated that the annual interest rate is about 5.34%.
It can be calculated that 1 14 146.42 yuan has been repaid, of which 69,263.63 yuan is interest. Then 236 165.45 has not been returned.
Among them, if you need to pay extra interest in advance, you can negotiate with the bank according to the original contract.
Loan: 240,000 yuan, loan 17 years, monthly payment 1954. After the repayment 1 year, how much is the one-time repayment?
Because of the repayment method of equal principal and interest, 2/3 of the repayment amount in the first month is repayment interest, and the principal only accounts for 1/3, and a principal is repaid about 8,000 yuan. If it is paid off at one time, it is estimated that it will be more than 230,000 points.
Mortgage 15 years. After five years of repayment, how much has the loan of 265,438+00,000 been repaid?
To apply for a loan through China Merchants Bank, you can log in to mobile banking and enter the main menu. Click "Loan Management"-"Personal Loan Inquiry" to view all the credit information of your personal loan (you can inquire about the remaining principal of the loan).
The mortgage of 565438+ 10000 yuan will be paid in 20 years. Is it a one-time transaction after 7 years of repayment? About how much more?
Seven years ago, the interest rate was 5.94%
The total loan amount is 5 10000, assuming the annual interest rate is 5.94% and the loan term is 20 years.
Year: Matching principal and interest: the monthly repayment amount of principal and interest is: 3636.438+07 yuan, and the total repayment amount is:
872,680.8 yuan, * * * Interest payable:
362680.8 yuan. The interest paid in the first month is 2524.5, and the principal paid in the first month is111.67; The interest paid in the second month is 25 19, and the principal paid in the second month is117.6438+07.
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One-time repayment after 7 years:
Pay monthly interest of 84***189997.96 * * principal1kloc-0/5440.32 residual principal 394559.68 final interest 1953.07 (without considering the adjustment factor of the midway interest rate).
The paid interest accounts for 52.5438+0% of the total interest payable, and the interest has been paid by a little more than half, which is not economical, but it is ok.
The loan of 250,000 yuan was paid back for 20 years, and the monthly payment was 1900, and it was paid back for 6 years. How much do I need to pay back at a time?
To apply for a loan at China Merchants Bank, please dial 95555 at 8:30- 18:00, select "2 manual service-"1"personal banking-"4 "personal loan business, enter the manual service, and try to find out the amount required for early repayment.
How much does it cost to pay off the house loan in one lump sum after 20 years?
If the bank does not allow it, the principal and interest must be repaid in 20 years according to the contract.
The mortgage was 90,000 yuan in 20 years, and it was paid back for 5 years. How much is the one-time repayment?
The mortgage situation and data you provided are not clear enough to give an accurate answer.
It should also provide: 1, the start date of mortgage loan and the specific date of prepayment. 2. Whether the loan contract stipulates a fixed interest rate. 3. The loan interest rate agreed in the contract fluctuates up and down. 4. Repayment method: equal monthly principal and interest, average monthly principal or biweekly repayment, etc. 5. Default reserve for advance payment. 6. Whether the intermediate repayment is overdue and the repayment is made in advance after the contract is overdue.
According to the current benchmark interest rate of 20-year loans, regardless of interest rate changes, overdue, early repayment default and other factors, the repayment is calculated as 5 years: the one-time repayment needs at least 77,690 yuan (equal monthly principal and interest) or 67,500 yuan (average monthly funds).
In 2007, the mortgage was 65,438+200,000 yuan, and it was repaid in one lump sum for seven years. How much should I repay?
It depends on your interest rate and loan method. If the business benchmark interest rate is equal to the principal and interest, there is still about 1.36 million.
The term of housing loan of Agricultural Bank of China is 17 years. How much is the monthly loan? How much will you pay off in one lump sum after two years?
Total loan amount
170,000 yuan
Total repayment amount
1960 1 1.04 yuan
Interest payment
260 1 1.04 yuan
Number of loan months
June
Monthly repayment
3266.85 yuan
400,000 mortgage in 20 years, 654.38+10,000 in three years, how to pay it back in one month?
Suppose the loan is the benchmark interest rate and the monthly payment is around 2995.
After repayment in 36 installments, the prepayment is 6,543,800 yuan, and the monthly payment is reduced to about 265.438+080.
The mortgage is paid off in 20 years, how much should it be paid back every month?
The mortgage is paid off in 20 years, how much should it be paid back every month? This is also related to interest rates and repayment methods.
If the interest rate is 4. 1%, the monthly repayment will be about 17 1 1.54 yuan.
So much for the introduction of 280,000 yuan a month for 20 years.