Auto financing companies generally charge a handling fee. For example, if you buy a car through a loan from General Finance Company, you will charge a corresponding handling fee according to the quality and price of the car. Excelle 1.5 million, LaCrosse 2500. However, there are exceptions. Volkswagen Finance does not charge any handling fees for Volkswagen imported models, nor does Toyota Finance Company.

The annual interest rate of the loan is generally around 8%~ 12%. Among them, the general financial interest rate is relatively high, with 1~3-year interest rate of1.23% and 4-5-year interest rate of1~ 0/.62%. Ford 1~3-year interest rate is 9.90%, and 4-5-year interest rate 10.40%.

In addition, many auto finance companies will launch zero-interest car loan activities according to different models. However, this kind of activity is usually based on the fact that the owner can't enjoy the car price concessions at the same time, and the car price concessions are often large, so the car mainly thinks twice before acting, so as not to lose more.