The so-called commercial personal housing loan to provident fund loan business is the abbreviation of commercial personal housing loan to provident fund loan business, which is a provident fund convenience business to reduce the pressure on home buyers to repay loans, reduce loan interest expenses and ensure the legitimate rights and interests of employees.
Commercial-to-public loans refer to borrowers who have applied for commercial mortgages and meet the conditions of housing provident fund loans, and apply for commercial-to-public loans during the repayment period.
Commercial-to-public loans refer to the housing mortgage loans of commercial banks converted into housing provident fund loans. If the original commercial loan has been withdrawn from the housing provident fund to pay off the loan principal and interest, it cannot apply for a "business-to-public" loan. "Business-to-public" loans do not support portfolio loans.