According to online inquiry, entrusted payment is a payment method of loan funds, which means that the lender (legally established financial institution banking) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of loan misappropriation.
Maybe many people don't know. Let me give you an example to illustrate.
Zhang San opened a toy factory, a toy factory for metal toys.
Li Si opened a metal factory to produce metal raw materials.
All the raw materials needed by Zhang San's toy factory are bought in Lisi Factory. One day, Zhang San received a big order and needed a lot of metal raw materials. Zhang San now needs to find a bank loan to pay for raw materials for Li Si. Zhang San went to the bank for a loan, and after the bank approved it, he directly transferred the loan to Li Si's account. Li Si gave Zhang San raw materials and Zhang San repaid the loan. This is a simple process of entrusted payment.
Entrusted payment, common in large loans. Operating loans are generally entrusted payment, and the more common is housing mortgage loans. Some banks' credit loans are also entrusted payment.
The main purpose of entrusted payment is to prevent the loan funds from being used for other purposes.
If you go to the bank to apply for a loan normally, there will be formal loan purposes, such as buying a car, traveling, spending, decoration and so on. It is difficult for banks to monitor the flow of loan funds. Some people illegally use loan funds to enter the property market or the stock market, which is difficult for banks to control. Using entrusted payment can effectively solve this problem.
Second, what is the meaning of entrusted payment?
It is a payment method of loan funds. It means that the lender (legally established financial institution banking) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of misappropriation of the loan. Give an example to illustrate. Zhang San opened a toy factory, a toy factory for metal toys. Li Si opened a metal factory to produce metal raw materials. All the raw materials needed by Zhang San's toy factory are bought in Lisi Factory. One day, Zhang San received a big order and needed a lot of metal raw materials. Zhang San now needs to find a bank loan to pay for raw materials for Li Si. Zhang San went to the bank for a loan, and after the bank approved it, he directly transferred the loan to Li Si's account. Li Si gave Zhang San raw materials and Zhang San repaid the loan. This is a simple process of entrusted payment.
What do you mean by entrusted payment and non-entrusted payment?
Entrusted payment is a payment method of loan funds, which means that the lender (a legally established banking financial institution) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of loan misappropriation. Non-entrusted payment is an antonym.
Entrusted payment is a payment method often used in transactions. The characteristic of this payment method is that the bank will pay the loan funds directly to the borrower's transaction object according to the borrower's requirements. The current application of entrusted payment is that the single loan amount exceeds 5% of the total investment of the project or exceeds 5 million yuan.
Tenpay loan has been credited to the bank card and disappeared after a few days. What happened?
To recharge online banking, you need to have a bank card with online banking, then click account settings in your Tenpay, set up a withdrawal account, and then fill in the details to recharge. If your bank card doesn't handle online banking in front of the bank counter, it's online banking, that is, non-contracted users. In this case, if the transaction amount of using Tenpay on the pat every day is limited, all you have to do is to go to your bank card to apply for formal online banking.