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I want to buy a house with a commercial loan of 800,000 yuan and repay it for 30 years. How much is the monthly repayment, not counting the principal and interest?

Is 800,000 the loan amount or the total price of the house? If it is a loan amount, you can also apply for a business loan from a bank.

If it is the total price of the house, the maximum loan can only be 560,000. If it is a second home purchase, the maximum amount may only be 400,000.

If the loan is 800,000, assuming the annual interest rate is 6.55:

Total loan amount: 800,000

Loan period: 30

Loan interest rate : 6.55

Monthly repayment: 5082.88

Total principal and interest: 1829836.38

Total interest: 1029836.38

If it is a provident fund loan, the interest will be lower.