Housing provident fund has nothing to do with hukou; Housing provident fund account is a personal account of employees, which can be withdrawn by both units and individuals. The withdrawal amount has nothing to do with household registration and house value, as follows:

Regulations on the administration of housing provident fund

Rule three. The housing accumulation fund paid by individual employees and the housing accumulation fund paid for employees by the unit where the employees work belong to individual employees.

Measures for the administration of housing provident fund withdrawal

Article 4 Under any of the following circumstances, employees may withdraw the storage balance in the housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

Article 7 If employees purchase, build, rebuild or overhaul occupied houses without using housing loans, employees and their spouses may withdraw housing provident fund once a year, and the total amount of withdrawal shall not exceed the actual housing expenditure.

Extended data:

In addition to direct withdrawal, you can also withdraw by loan, as follows:

Measures for housing provident fund loans

Article 7 loan conditions. The borrower shall meet the following conditions:

(1) Having a legal and valid identity certificate;

(2) Having full capacity for civil conduct;

(3) Having a stable occupation and income, good credit status and the ability to repay the principal and interest of the loan;

(four) the purchase, construction, renovation, overhaul occupied housing;

(five) with the purchase, construction, renovation, overhaul of owner-occupied housing contract or related documents;

(six) in line with the provisions of the client on the deposit conditions of the loan housing provident fund;

(seven) to provide a guarantee recognized by the client;

(eight) the borrower and his wife have no outstanding housing provident fund loans and housing provident fund policy discount loans;

(9) It meets other conditions stipulated by the client.

Measures for the administration of housing provident fund withdrawal

Article 8 When employees purchase, build, renovate or overhaul their own houses and use housing loans, employees and their spouses can withdraw housing provident fund once every quarter and once a year under other circumstances. The total withdrawal amount shall not exceed the actual housing expenditure (including loan principal and interest and down payment) incurred in the purchase, construction, renovation and overhaul of self-owned housing.