China Agricultural Bank provides two kinds of personal business loans, namely, personal production and business loans of China Agricultural Bank and personal business loans of China Agricultural Bank. China Industrial and Commercial Bank (ICBC) provides a kind of business loan for everyone, which is a personal business loan for ICBC's "Happiness Business". China Industrial and Commercial Bank (ICBC) provides a kind of entrepreneurial loan for everyone, which is a personal business loan of ICBC's "Happiness Cause". China Industrial and Commercial Bank (ICBC) provides a kind of entrepreneurial loan for everyone, which is a personal business loan of ICBC's "Happiness Cause".

Agricultural Bank of China's personal production and operation loan refers to the RMB loan business issued by the bank to private entrepreneurs and individual industrial and commercial households engaged in legal production and operation, which is used for the working capital needs of production and operation, store leasing, machinery and equipment purchase and other reasonable capital needs.

There are 200,000 certificates of deposit with interest rates ranging from 3.5% to 3.8%. 2. The interest rate of commercial banks is higher, 4.0-4.5%, and local commercial banks can be considered.