The reason why people with disabilities can get loans is because they are vulnerable groups. Local governments have implemented entrepreneurship loans for people with disabilities, which ultimately help them to promote employment through entrepreneurship. For loans for the disabled, there is an opportunity to enjoy the discount policy.

Loan method: first consult the local disabled persons' Federation or the disabled welfare foundation and fill in the application form. If the entrepreneurial project you choose meets the standards of the Disabled Persons' Federation or the Disabled Persons' Welfare Foundation, you can apply for a business loan directly. If you can't go to the bank to apply for a business loan.

Secondly, the preparation materials need to provide the applicant's ID card, household registration book, disability certificate, business license, income certificate and repayment ability certificate, and also need a third-party guarantee.

To this end, when applying for a business loan for the disabled, the relevant materials of the guarantor should also be provided.

Finally, submit the materials and bid. Due to different entrepreneurial projects and different local policies, the loan amount may be different.

Friends who apply for loans for the disabled must be disabled persons (including their immediate family members with intellectual and mental disabilities) who have certain labor skills and hold the People's Republic of China (PRC) Disabled Persons' Card and apply for jobs by self-employment, self-employment or partnership or organization.