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Many banks in Beijing can make relay loans. How to regulate and supervise relay loans?
The Beijing Municipal Commission of Housing and Urban-Rural Development issued a message to give policy support to the elderly families who purchased the pilot project and moved their household registration into the central city where the pilot project was located. Among them, children can apply for loans with the borrower as * * *. Some banks in Beijing can also do other non-pilot projects? Relay loan? In business, as long as parents are qualified to buy a house in Beijing, the total income of parents and children should not be less than twice the monthly contribution.

In view of the current property market, it is planned to lower the threshold for buying houses and moderately relax the threshold for buying houses. It is also necessary to standardize and prevent it from becoming a means of real estate speculation. The pace of city policy throughout the country continues. Shenzhen was launched before Beijing? One-person house purchase and family help? Shanghai also shows signs of relaxing the guiding price of second-hand houses. Although deregulation is the main theme, it is still the bottom line because of the city's policy. Beijing's first set of housing qualification standards, Beijing buyers do not need a house, there is no mortgage record. It means that people who have a house under their name but have already paid off their mortgage can also enjoy the first suite discount. Beijing's requirements for the down payment ratio are also related to the floor area ratio, housing area and geographical location. The larger the area, the closer to the city center, the higher the down payment ratio, which is related to the unit price and total price of the house.

For the elderly who have no house and have paid off their mortgage and meet the above conditions, the down payment ratio will be lowered from 60% or 80%, and the second set of standards will be 35% or 40% respectively; You can enjoy the first set of 35% and the second set of 60% down payment conditions. What else do you need to meet? The plot ratio is less than 1.0, the area is less than140m2, and the unit price or total price does not exceed the guide price? Three thresholds are reduced to only meet? Area less than140m2? Requirements. Compared with the second, third and fourth tier cities, the signs of relaxation in the first tier cities are not obvious. As one of the key hot property markets, Beijing shows no obvious signs of relaxation. ?