Just because you have to answer the phone doesn't mean you have to communicate with him. Different people contact you every day. You've talked about this, and the next one will come. In their eyes, you are the performance that needs to be completed this month.
The positions of the two sides are completely different, please give up unrealistic ideas. In addition, don't fall into their word trap. What? How much should I pay back first, and then I will negotiate with you. What right do they have to negotiate? And if you can't show proof of settlement, and the payment is not a company account, then your money will really hit Shui Piao!
2. How to avoid legal risks and avoid being sued?
If you are caught with malicious overdraft or bad attitude, then people will definitely start legal proceedings.
Remember, don't lose touch with them, and keep regular communication with them. Have a good attitude and don't get excited. Don't worry about anything they say. You can record and save evidence when necessary!
As long as the above points are achieved, it is difficult to be prosecuted. If you are sued, 12368 will inform you by SMS.
3. Debt repayment plan
The most important thing is to stop raising loans with loans! Stop raising loans with loans! Stop raising loans with loans! Say the important things three times!
There are thousands of reasons for debt, and the core reason is to raise loans with loans! Don't even think about taking the extreme route to make quick money and pay off debts. If the money is so easy to earn, you won't be in debt in the first place, and you won't take out a loan! Repayment is divided into primary and secondary, giving priority to credit cards! Remember!
4. Credit problem
Credit card loans are overdue, resulting in bad records. This is called credit reporting! If you don't pay back the money, you will be punished by the court, and you will risk becoming an old lai! What is judged here is behavior, not amount! Some people become old-timers because they owe 10 thousand yuan!
Once the court decides that they are dishonest, they are not allowed to fly or take the high-speed train, which will affect their children's schooling, employment and civil service examinations. It is for this reason that we often see in the news that a famous person is not allowed to fly.
The premise of realizing the above five items is that the debt has been processed and the repayment will be stopped or delayed! Otherwise, with huge interests, you can't settle down and work hard. After all, as long as you think that your hard work is nothing more than working for a bank, where can you persist?