1. The maximum loan amount for families applying for provident fund loans for the first time is 900,000 yuan, and that for individuals is 600,000 yuan.
2. The maximum amount of the second provident fund loan is 500,000 yuan for family loans and 300,000 yuan for individuals.
The following information is required for handling the provident fund:
1, ID card: You need to check your identity information when you apply for provident fund, so you need to bring valid identification, such as ID card or temporary id card;
2. hukou book or residence permit: some areas need hukou book or residence permit to prove that you have legal residence rights in this area;
3. Proof of marital status: If you are married, you need to provide documents such as marriage certificate or divorce certificate to prove your marital status;
4. Work certificate: Work certificate is required, such as labor contract, social security certificate, salary slip, etc. , to prove the work unit and work income;
5. Bank card: The deposit and withdrawal of the provident fund need to be operated through a bank card, so a valid bank card is required.
The materials for extracting the provident fund include:
1. The employee's real ID card and its copy are required, and the local household registration book or work certificate must be provided when the loan is made.
2. It is necessary to provide the lender's real identity card and its copy, and the local household registration book or work certificate must be provided when lending.
3. A copy of the borrower's real ID card is required, and the local household registration book or work certificate must be provided when the loan is made.
4. Need to provide the corresponding purchase contract or agreement.
5. Need to provide proof of family income, such as the income certificate issued by the unit, or the bank statement.
6. Need a marriage certificate. Married people need to provide marriage certificates, and unmarried people need to provide unmarried certificates.
To sum up, different regions and policies may have different conditions and regulations for the withdrawal of provident fund, and the specific situation needs to be subject to local policies. At the same time, relevant certification materials and application forms are required to withdraw the provident fund.
Legal basis:
"Regulations" of housing provident fund management sixteenth
The monthly deposit amount of employee housing provident fund is the average monthly salary of employees in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.