Household registration books of the borrower and his spouse;

Resident identity cards of the borrower and his spouse;

Proof of the marital status of the borrower;

Proof of down payment for house purchase;

Credit status report of the borrower and his spouse printed by the bank;

Housing sales contracts or agreements that comply with the law.

The second is the conditions for handling housing provident fund;

Individuals and their units must continue to pay housing provident fund for one year;

The borrower has stable economic income, good credit and the ability to repay the principal and interest of the loan;

Where the borrower purchases a commercial house, it shall not be less than 30% of the total house price.

Three, the housing provident fund management process:

The lender prepares the relevant materials, fills in the loan application in the bank and submits the materials;

After receiving the application, the loan bank shall confirm and review the information;

After the audit, the loan bank contacts the lender and signs the relevant contract;

For bank loans, the lender shall fulfill the repayment obligation.

Four, housing provident fund loans query method:

After most banks open online banking for their monthly payment cards, they can find mortgage repayment records and loan balances on online banking;

Through the telephone banking 955 service hotline, through the bank's manual customer service inquiry;

Inquire about personal credit reporting institutions, print personal credit reporting, and the credit reporting will also show the mortgage balance.

With my ID card, go to the personal loan center where the bank issues loans to find the account manager to inquire;

If you clearly know the time of interest rate adjustment and the interest rate you are implementing in the current period, you can also set up a professional loan calculator to calculate the monthly payment yourself.