If it is a loan to buy a car, my personal suggestion is to buy it in my own name. Because at present, my 4S point does not provide installment loan service for the company, but it can be purchased in full in the name of the company. So there is no comparability between personal name and company name.
Second, what are the advantages and disadvantages of lending in the name of the company and lending in the name of the individual?
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in the name of companies and individuals: 1. Corporate loan 1. Poor: Enterprise loan procedures are complicated and many materials are prepared. In particular, listed companies need to prepare various financial statements, most of which need to be audited first. 2. Excellent: the company can get a large loan at once with a nominal loan, and the interest rate and term are relatively advantageous. Second, personal loan 1, poor: personal loan funds are limited, and the interest rate is relatively high and the term is relatively short. 2. Excellent: The loan is relatively simple, and you can use it flexibly only after you apply for a credit card.
3. Is there a difference between a company loan to buy a car and a personal loan to buy a car?
You can buy a car by installment in the name of an individual, but not in the name of a company.
If you apply for a credit card in your own name, you can buy a car in installments, and if you apply for a mortgage in your company's name, you can buy a car in full.
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them.
4. What are the advantages and disadvantages of lending in the name of a company and lending in the name of an individual?
I don't know if I can help you with a loan. It's called personal business loan, in my own name.
Company loans need to provide business license, tax registration certificate, organization code certificate, financial statements, articles of association, tax payment certificate, legal person ID card and other materials.
Only personal loans can be used, so from the information prepared, personal loans dominate.
In fact, if the company is well run and you only need a sum of money, it is more appropriate, simple and convenient to make a loan for your personal business.