1, 360 IOUs
360 IOU is a credit platform under 360 Finance. It has been online for more than four years, providing instant consumer loans for many users. 360 IOUs can be divided into three installments, six installments and 12 installment, with daily interest, and the minimum daily interest rate is 0.027%. The application materials are simple. You only need to authorize your ID card and mobile phone number and bind your bank card to apply for a loan.
2. Gome Easy Card
Gome E-Card is a loan product under Gome Group, with a loan amount of 1 0,000-10.5 million. Repayment is very convenient, and the application requirements are a little stricter than the general online lending platform. The borrower needs to be 18-45 years old, have a good credit report, have a stable income source, and lend money quickly, as long as 5 minutes at the earliest.
3. Little orange blossom
Ping An Consumer Finance has a small orange blossom with a maximum loan of 200,000 yuan. Compared with ordinary online loans, small orange blossom can cover the whole consumption scene and is more convenient to use. Since the daily interest rate is 0.039%, the credit line given by the system can be used at any time and place without secondary review. Professional questions and answers from borrowers are needed, and it is better to apply for college education or above.
Everyone is short of money sometimes. If you need money urgently, you can get loans in the following ways: apply for online loans to borrow money: most online loans are credit loans, and there is no need for guarantees and collateral, such as borrowing money, micro-loans and JD.COM gold bars. After the application is successful, the next payment is made very quickly, and usually the money can be borrowed on the same day.
Which lending platform is the most formal and reliable, and the top ten lending platforms recommend lending apps with low interest rates and high pass rates:
Xiaoman Finance: Qianhua is a personal consumer credit service product launched by Baidu. After submitting your personal data, you can get a quota, and the review can be completed in 30 seconds at the earliest.
References:
Du Xiaoman has money to spend on official website.
At present, the maximum cost is 200,000 yuan, and the annualized interest rate is as low as 7.2%. The official has not specified how much money can be borrowed. Most users who spend money generally have a quota of around 30,000 yuan, and some users have a quota of more than 70,000 yuan.