Provident funds can buy houses across provinces. The use of housing provident fund loans to buy houses in different places should be in line with the local purchase policy. Banks will only issue loans when their credit and income have been evaluated, the materials for purchasing houses are fully prepared, and there are collateral or guarantors in different places.

1. The process of buying a house with off-site loan is as follows:

1, loan consultation, buyers need to go to the loan management center for business consultation when applying for provident fund loans.

2. To apply for a loan, you need to submit an application for a loan from a different place to the management center where the provident fund is deposited. The staff will confirm your application, and after confirmation, the staff will issue a certificate for you to use the housing provident fund for employees with off-site loans.

3. Submission of materials. Property buyers need to apply for loans at the provident fund management center with ID cards, purchase contracts, certificates of loan use in different places and other materials, and submit the materials to the staff, who will review the materials.

4. Apply for a loan. After the materials are approved, the provident fund center applying for loans will handle the loan procedures for the buyers and issue loans.

2. The materials needed to buy a house with the provident fund are as follows:

1. Copy of the applicant's original ID card.

2, housing provident fund extraction application.

3. Purchase the original and photocopy of the invoice.

4. Housing sales contract.

5. A copy of the original house ownership certificate.

6. Cancel the applicant's bank savings account, etc.

To sum up, the provident fund can buy a house across provinces. However, personal related materials need to be submitted to the local provident fund management center, and work and study in the local area also need to be reviewed. If the conditions stipulated by the local provident fund management department are met, the situation of buying a house with provident fund can be handled through examination.

Legal basis:

Regulations on the administration of housing provident fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.