The interest rate written by the bank in the contract is generally the annual interest rate, unless it is indicated as the monthly interest rate.
2. What is the mortgage interest of China Bank and Agricultural Bank?
You can inquire through "China Bank Weizhong Bank" WeChat WeChat official account or Bank of China Mobile Banking. Official account number of "China Bank Weizhong Bank" on WeChat: Select the function of "Microfinance-Function Hall-Financial Tools and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the page prompts for inquiry. Bank of China Mobile Banking: Click the function of "Loan-Other Services-Loan Calculator" on the home page, and enter the calculation conditions according to the page prompts for inquiry. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Iii. 20 17 Agricultural Bank Loan Interest
The loan term refers to the period from the effective date of the loan contract to the last loan principal or interest payment date.
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Normal loan: the borrower can perform the contract and always repay the principal and interest normally.
Pay attention to loans: although borrowing.
Subprime loan: The borrower's repayment ability has obvious problems.
Suspicious loans: borrowers
Loss loan: refers to the unpaid repayment by the borrower.
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4. What is the loan interest rate of 20 17 of China Agricultural Bank?
The deposit interest rate for 20 17 years is still subject to the interest rate standard issued by the central bank on 20 151October 24th. The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from 20 15124/0 to further reduce the social financing costs. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits is lowered by 0.25 percentage point to1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions are adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged.