Early repayment has certain advantages, such as reducing the total interest and leaving a good credit record in the credit information system. However, if we blindly pursue early repayment, it may bring great pressure to students, and may even choose to do more part-time jobs for repayment, which will delay their studies.

If you plan to repay in advance, you need to carefully calculate your repayment amount from June 1 to June 10 every year and submit your application through the student online service system or the local county-level financial aid center. If part of the loan is repaid in advance, the repayment principal must be greater than that of 50 yuan and an integer multiple of 100 yuan.