1, enterprise holdover does not affect the rights and interests of employees. The the State Council document allows enterprises to postpone the payment of housing provident fund from February to June. For employees, the time of housing provident fund deposit during the extension period is calculated continuously, which does not affect employees' withdrawal of housing provident fund or their application for housing provident fund loans. For enterprises that apply for holdover, their employees do not need to provide proof of holdover when handling loans.
2. Ensure the reasonable needs of employees. Tenants who are under great pressure to pay rent due to the epidemic can submit relevant supporting materials to the Municipal Provident Fund Center, and the amount of rental withdrawal can be appropriately increased after approval.
3. The loan will not be overdue. For the employees affected by the epidemic, if the housing provident fund loan cannot be returned normally from February/KLOC-0 to June 30, the employees can apply to the Municipal Provident Fund Center according to the regulations, which will not be overdue, and will not be submitted to the credit reporting department as overdue records, and the submitted ones will be adjusted.