1. After loans overdue is sued, the solution is as follows:
(1) Pay it back soon, and loans overdue will face more serious consequences for the lender after being sued and filed;
(2) If you want to avoid the seizure of assets and bear criminal responsibility, you must repay the money quickly, and you can avoid criminal punishment by paying back the principal before the police file a case;
(3) Or actively communicate to avoid being judged and enforced after the law is filed, and actively negotiate with the lender to raise the first batch of funds as soon as possible.
2. Legal basis: Article 580th of the Civil Code of People's Republic of China (PRC).
If one party fails to perform non-monetary debts or the performance of non-monetary debts does not conform to the agreement, the other party may request performance, except in any of the following circumstances:
(a) It is legally or practically impossible to perform;
(2) The subject matter of the debt is not suitable for compulsory performance or the cost of performance is too high;
(3) The creditor fails to request performance within a reasonable time limit.
In case of one of the exceptional circumstances specified in the preceding paragraph, the purpose of the contract cannot be achieved, the people's court or arbitration institution may, at the request of the parties, terminate the rights and obligations of the contract, but it does not affect the liability for breach of contract.
Second, what should I do if I can't repay the bank loan?
1. If the money owed to the bank is unable to repay, you can take the initiative to negotiate with creditors to extend the loan period;
2, or installment payment to ease the financial pressure. The borrower may apply to the lender for extension before the repayment period expires. If the lender agrees, it can be extended.