② Ordinary loans: salary loan, cash bus loan, personal loan, Dafeiyun loan, I will loan, you and me loan, finger loan, Cao Cao loan, malt loan, magic lamp loan, Jiufu Dingdang loan, Momo loan, magic cash, flowers for you, 5 1 personal loan, moonlight foot, 100 million yuan in advance, Zhongtengxin, and lack of money. Credit card loans: pleasant loans, kung fu loans, lightning loans, small flower wallets, building blocks; Student loans: famous school loans, Jiurong Finance, ICT loans, and love learning loans; Installment loan: Cheng Tiao, donkey and horse IOUs, second IOUs, fun loan bar, IOUs, 99 installments.
③ Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing customers with credit reports, credit evaluation and other services, helping customers to judge and control credit risks and conduct credit management.
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The scope of the credit report includes:
① The largest information scale: The credit information system has built the basic credit information database with the largest scale, the largest number of people, the most complete collection of credit information, the widest coverage and the widest application in the world, and basically established a credit file for every domestic enterprise and individual with credit activities.
② Wide coverage of access institutions: According to the scale of social financing, the credit information system has been connected to all commercial banks, trust companies, finance companies, leasing companies, asset management companies and some small loan companies. The credit insurance business of some insurance companies has begun to access, covering all kinds of lending institutions.
(3) The service network covers the whole country: the close cooperation between the credit information center and the credit information institutions keeps the data quality of the credit information system at a high level, and realizes the second-level response of credit information update and credit information inquiry the next day.
④ New breakthrough in non-bank information collection: In order to fully reflect the credit status of enterprises and individuals, since 2005, the People's Bank of China has actively promoted the inclusion of public information such as industry and commerce, environmental protection, quality inspection, taxation and courts into the credit information system, and collected 17 kinds of non-bank information from 6 departments. Including administrative reward and punishment information, provident fund deposit information, social security deposit and distribution information, court judgment execution information, tax arrears information, environmental protection punishment information, enterprise qualification information, etc.