Hello, I am happy to answer your questions about the Longzhu Garden District B community.

The real estate certificate for buying an existing house in Area B of Longzhu Garden is immediately applied for and you can get it immediately. If you apply for a loan in Longzhu Garden District B, the bank will not deduct the real estate certificate but other rights certificates, which are part of the land certificate. A normal house in Longzhu Garden B District has both the real estate certificate and the land certificate. If the other rights certificate is If you want a loan in Longzhu Garden Area B, you have to keep it with the bank. If you pay it off in one go, you will have two complete certificates.

Longzhu Garden Area B is a house purchased with a mortgage. You can apply for it with a loan company. Because if you buy a house in District B of Longzhu Garden and apply for a mortgage loan with a bank, the bank will not accept a second mortgage. Only when the mortgage of the house you bought in District B of Longzhu Garden is completed can you apply for a second mortgage loan.

The above information is for reference only. Hope this helps!