The housing provident fund loan to be issued means that the amount of the provident fund loan has not been issued, and the provident fund center is matching the loan funds for users. In other words, the loan can only be successful if the status becomes a loan. If there is no loan, the application for provident fund cannot be considered successful, and it is still full of variables before it arrives.

Of course, as long as the user passes the loan review, even if the loan time is a little longer, the loan will generally be released, and there are few cases of loan failure.

What does the waiting system for provident fund loans mean?

The waiting system is a system of waiting by turns.

In order to ensure adequate protection of the reserve fund in the provident fund account, the provident fund management center will limit the number of places to apply for provident fund loans every month according to the actual situation. Those who exceed the quota limit will line up in the system and wait until next month to lend money.

As a result, the backlog of application places will increase, and it is normal for many applicants to wait for 3-4 months to lend money. Only a few mega-cities such as Beijing and Shenzhen have established this comprehensive waiting system.

Extended data

The "waiting list system" originated in Singapore. Ceng Yixin, deputy director of the Housing Development Board of Singapore, said that the core of the system is to accept citizens' applications before developing and building affordable housing (called HDB in Singapore), and then conduct qualification examination, and sort the applicants who have passed the qualification examination in order. After the completion of HDB, solicit personal opinions and allocate affordable housing in an orderly manner.

Prior to this, only Beijing and other megacities in China initially established the "waiting system". An authoritative source close to the Ministry of Housing and Urban-Rural Development said that after two senior leaders in the State Council gave instructions and forwarded the report, they also conveyed this spirit to the local government at the recent coordination meeting of affordable housing projects, demanding that the "waiting system" be established and improved as soon as possible.

Baidu Encyclopedia-Waiting System

Changsha provident fund loan pending loan status

That is, the formalities are finished and the money hasn't arrived yet.

Provident fund pending loan means that when buying a house, the provident fund loan has been used and all the loan procedures have been completed, but the provident fund management center has not yet credited the money to the developer or seller's account. This stage is called waiting for loans.