Personal credit loan of China Merchants Bank is a personal credit loan business provided by China Merchants Bank for individuals. First, the characteristics of personal credit loans of China Merchants Bank. No mortgage or guarantee is required. The amount is huge. The maximum is 3 million yuan. Lend money quickly. Simple materials, convenient procedures, ready to apply, ready to use. Term of loan. The longest loan period is 2 years. 2. Personal credit loan of China Merchants Bank is applicable to customers, qualified existing loan customers of China Merchants Bank, private bank customers of China Merchants Bank, sunflower customers and platinum card customers of credit cards, employees of government agencies or administrative institutions such as civil servants, teachers and doctors, employees of high-quality enterprises and other high-quality customers recognized by China Merchants Bank are free of guarantee and mortgage! Customized for high-end people, according to good credit record and stable economic income, provide you with ample loans and a variety of consumer purposes, you can choose at will! Iii. Handling process of personal credit loan of China Merchants Bank Step 1: Submit application Step 2: Bank approval Step 3: Loan application materials to be prepared for withdrawal and consumption: 1. Id card, marriage certificate 2. Property certificate 3. Select at least one item of proof of address: water, electricity, gas, telephone charges or property management fees. 4. At least one proof of income: salary certificate/bank statement/income tax bill/social security record/other proof of income. 5. Proof of use: provide corresponding transaction proof materials. 4. How to apply for a personal loan from China Merchants Bank? 1. Welcome to call the account manager of China Merchants Bank. 2. Go to the nearest outlet of China Merchants Bank. 3. Call the national unified service hotline 95555.
2. Can China Merchants Bank make personal credit loans?
China Merchants Bank can handle personal credit loan business (i.e.:). Loans can only be used for personal consumption purposes (including car purchase, decoration, teaching materials, bulk consumption shopping, tourism, etc.). ), proof of use is required when applying.
Because there is no need for collateral, the audit is strict. Whether you can apply depends on the personal information provided by the loan department at the counter, which will be audited by the handling bank.
3. What is the personal credit loan interest rate of China Merchants Bank?
To apply for a personal loan at China Merchants Bank, the actual "loan interest rate" is determined in combination with the business type, personal solvency, credit status, underwriting price and other factors you apply for, and it needs to be approved by the handling outlets. If you want to know the current benchmark loan interest rate, please go to the home page of China Merchants Bank and click "Loan Interest Rate" on the right.