Micro-loan is a micro-credit consumer loan launched by Tencent Weizhong Bank for WeChat and QQ users. Micro-lending is not open to everyone, because it is not open to everyone, so Tencent's official invitation is needed.

If QQ and WeChat don't have an application entrance for small loans, you can keep a good record of the use of the software, use WeChat to pay at ordinary times, improve your personal information, and be more likely to be invited to open small loans.

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Product characteristics

(1) Unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) It can be borrowed and repaid, and there is no handling fee for prepayment;

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

Baidu encyclopedia-micro-credit loans