Student loans are generally issued during September-65438+February, and you need to contact CDB for advice on the specific arrival time. You can also consult the local education bureau when applying for a student loan, and consult the relevant departments of the college when applying for a national student loan. There are two kinds of student loans, one is student-origin student loans, and the other is national student loans. 1. At present, the student source credit loan contract signed by China Development Bank and students does not clearly stipulate the time when the funds will be transferred to the student account. The loan arrival time will not affect the normal registration of students. Students can report to the school with a loan contract at the beginning of school. After verifying the relevant information and perfecting the loan procedures, borrowers who meet the requirements of student-origin student loans will be remitted to the borrower's Alipay account through Alipay platform 165438+ in late October by China Development Bank, and the loan fees will be automatically deducted by the system according to the entrustment of China Development Bank, and immediately transferred to the university account. After deducting tuition and accommodation fees, the remaining money will be transferred to the borrower's student account. 2. If it is a national student loan applied for this academic year, the loan will be signed with the borrower after being reviewed by the school and the loan bank, and the loan will be released about 20 working days after the contract is signed, and the time is about165438+1mid-October; If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. In the second year, you don't need to reapply, and the review is much simpler. You mainly pay attention to students' school performance and exam results, so you will receive a loan amount in the middle of 10. How to solve the problem: If the loan has been released, you can log in to Alipay account to inquire about the details of fund income and expenditure in the current month 1 1. If the income and expenditure details are in and out of the account, it means that the loan has been released. If you can't see the funds or the funds are different from the contract amount, it is because the funds have been allocated to colleges and universities. It is suggested to contact the teacher of the student financial aid management department of colleges and universities to check and verify the funds. If you have any questions, contact the county-level student financial assistance management center in time.

2. How long will it take for the loans from rural commercial banks to arrive?

To apply for a loan through a bank, if the application materials are complete, it will take about 15 working days, because each customer's situation will be different because it involves evaluation, mortgage registration and other links; Please contact the handling bank or loan account manager directly to confirm the specific loan release time, review status, processing progress and cancellation.

Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

To apply for a bank loan, you need to prepare materials:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or statement;

8. Other information required by the bank.

3. When will the student loan funds arrive? Who knows?

My situation is this: I applied for a loan for nearly half a year before I got it. We inform you that the money has arrived during the winter vacation, but some schools don't need your care. Just hand in the form. This is the case at my classmate's school. I hope this answer is helpful to you. My home is opposite the student's hometown, so it is very clear.

4. When will the student loan arrive in Anhui?

Generally, the time for granting student loans is around the middle of June each year 165438+ 10. However, due to the differences between local schools and banks, please be patient.

Student loans can be applied for every academic year, and the student qualifications of general loans are inspected in the audit cycle.