Loans overdue also said that if we want to refinance, we should look at two aspects. One is whether the amount is restored after overdue repayment, and the other is whether the comprehensive score is up to standard when borrowing.

First of all, although many loan platforms can borrow circularly, they can withdraw cash within the available quota. Therefore, after the deadline, it still depends on whether the quota is sufficient. Many loan platforms recover the quota after it is overdue. At this time, users can't borrow any more without a quota, but it is usually only temporary because the system will adjust dynamically. If the conditions are met, I may borrow it again next time.

Secondly, if the loan is paid off, you can try to borrow again, but every time you borrow again, the system will evaluate the borrower's current credit status. Only when the comprehensive score reaches the standard can you quit successfully, otherwise it shows that the comprehensive score is insufficient. At this time, even if there is still a quota, it will not be lent. The loan failed, please don't borrow it again immediately. I suggest you try again in 1-3 days.