JD Gold Bar is an online cash lending service customized by JD Finance for JD users. Compared with those online loan platforms, it is much more reliable. After all, JD is also one of the top e-commerce groups in the country. Therefore, JD.com’s gold bars are definitely legitimate. The loan limit for JD gold bars starts from 500 yuan and can reach a maximum of 200,000. The system will grant a certain loan limit based on the borrower's personal credit report, ID card information, etc. The maximum loan period is 12 months, and the daily interest rate is between 0.04% and 0.05%. If you are a user who frequently uses JD products, it is easier to activate it.

In addition, JD Finance needs to submit a credit report because its funds come from cooperative banks. If JD Gold Bars are not repaid on time, it will also affect your personal credit record. Generally, after the loan is successful, the money will be transferred directly to the personal bank card. Remember to pay off the current bill before the monthly repayment date. If there is overdue repayment, a certain amount of liquidated damages will be charged according to the loan order contract.

How much is the interest rate for a JD Gold Bar loan of 50,000 Yuan per year?

The interest rate for a JD Gold Bar loan of 50,000 Yuan per year is approximately 5,650 Yuan, and the half-year loan interest rate from JD Finance is 5.65%. , loan interest = principal * interest rate = 50000 * 5.65% * 2 = 5650 yuan. Of course, this interest rate is not the same for everyone. If the user's personal credit is relatively good, the loan interest rate will be lower. If the user's personal credit is relatively poor, the loan interest rate will be higher.