Personal "priceless credit" loan refers to a kind of RMB loan business that meets the personal credit and guaranteed loan conditions of Guiyang Bank, and gives the borrower a certain credit line according to the loan application and the credit status evaluated by the borrower, and is issued within the credit line. The loan can be recycled within the total amount and repaid with the loan within the validity period of the letter of credit.

Application conditions

1. Age 18 or above and 60 or below, having a permanent residence in the local area and living for a long time; Having a permanent residence in a local town or a valid proof of residence;

2 occupation and income stability, good reputation, with the ability to repay the loan principal and interest on schedule;

3. It can provide real and legal loan purposes;

4. Meet other conditions agreed by Guiyang Bank.

Loan information

1. Personal credit loan application;

2. Valid identity documents, household registration or residence certificate;

3. Proof of marital status;

4. Proof of economic income or personal assets;

5 to apply for a loan by way of guarantee, you need to provide the guarantor's ID card, income certificate, guarantee documents and other materials;

6. Other materials approved by Guiyang Bank.

Loan term and interest rate

● Credit term and line:

1. The longest credit period shall not exceed 2 years (inclusive);

2 Civil servants and staff of public institutions shall be awarded credits according to their positions or grades.

● Loan interest rate:

According to the regulations of the People's Bank of China, the loan interest rate fluctuated during the same period. Guiyang Bank can enjoy preferential interest rates for payroll customers, VIP customers, long-term current customers and customers who have handled personal loans in our bank and have no bad records.