1. Receptionist. The applicant will submit an application and relevant application materials to the Management Service Center of College Students' Entrepreneurship Institute, and the Management Service Center of College Students' Entrepreneurship Institute will conduct a preliminary examination.

2. review. The personnel bureau, the Ministry of Finance and other relevant departments shall, according to factors such as industry orientation, enterprise scale, employees, registered capital, profit tax, etc., review the information of commercial loan applicants and approve the discount amount.

3. publicity. The approved commercial loan discount object and discount amount shall be promoted by the applicant's unit or community for a period of 5 working days.

4. approval. After the publicity, if there is no objection, the Human Resources Bureau will send a notice of approval.

5. add. The economic circles will provide proof of payment to the discount object according to the approval notice of the relevant departments, and then pay the support money from the special fund for college students' independent operation.

2. Application conditions for college students' venture capital loans:

1. University degree or above.

2. College students or college students within two years of graduation.

3. You must be over 18 years old.

4. The loan applicant must have a fixed residence or business place.

5. The projects invested by entrepreneurs have their own funds.

6. Business license and business license, stable income and ability to repay interest.

7. The loan term and amount are required to be 1-2 years, and after two years, financial subsidies will no longer be enjoyed.

the amount of venture loan: generally, it shall not exceed 7% of the total amount of working capital required by the borrower for normal production and operation activities, small equipment (equipment) purchase (installation or maintenance) and franchise chain operation. The term is generally not more than 2 years, up to 3 years, of which the longest term of liquidity loans for production and operation is 1 year. The term loan interest rate announced by the People's Bank of China for individual business start-up loans can fluctuate within the prescribed range.

Third, the materials used to apply for loans

1. The Approval Form for Self-employment of College Graduates;

2. Original and photocopy of graduation certificate;

3. Original and photocopy of my ID card;

4. registration card;

5. Two one-inch photos;

6. my file needs to be handed over to the graduation office of the personnel bureau.

There are risks in the market. In the process of starting a business, college students must keep their eyes open, inspect the market more, get more market information, and choose projects worthy of research and investment to minimize the risk of starting a business. Finally, it is suggested that college students should prepare for starting a business in the early stage, and lay a good foundation for starting a business in the future through diagonal entrepreneurship in the course of work. Don't regret your failure because you are full of enthusiasm and passion for a temporary venture.