It depends on your money, provided that you have a good project. You can apply for a loan to help agriculture, but you must meet the conditions for helping agriculture. If you just want to borrow money, I suggest you take a test card and get a small loan. I hope my answer can help you.

I am a farmer. How can I get a loan from the bank without a car or a house?

1. If you have a rural hukou or your parents have a rural hukou, both the Agricultural Bank of China and the rural credit cooperatives can apply for mutual guarantee loans, that is, several farmers provide guarantees to each other, and each person can borrow 30,000 to 50,000 yuan. Use ID card, no bad credit record.

2. If you don't have any bad records in the bank, such as defaulting on bank fees. If you can find a person with good credit and authority, such as local government officials and well-known local business owners, you can ask them to be your guarantors, go through the credit formalities and get some funds.

3. The state has a policy of granting small secured loans to urban floating population with employment difficulties. Just ask the local employment bureau and you will know what information you want. People like you should have no problem.

Finally, all methods are useless. Now many online loans, such as Ping An Bank and Gitzo Company, have slightly higher interest rates. Your conditions should be no problem.

3. Can farmers borrow money to buy a house?

Farmers can borrow money to buy a house, but with conditions,

With the vigorous development of the real estate industry and rising house prices in recent years, many farmers are also moved. They choose to buy a house and become half "city people". But some farmers are not enough, so they have to borrow money to buy a house.

hostage

First of all, you should have mortgaged items, such as fixed assets such as cars. If you have a car, it is easier to get a loan. Generally, it depends on the specific value of your car to calculate the loan amount for you.

Salary list

In addition, or if you have a formal job, you can issue a recent salary table according to the requirements of the bank to see if you have the ability to repay. And calculate the loan amount for you according to the payroll.

Finally, because many rural houses are undocumented, it is generally impossible to make mortgage loans. If you really buy a house, you don't have to worry about not getting a loan. As long as there is no problem with your credit information, under normal circumstances, real estate sales will help you handle all the loan procedures.

4. How can I get a loan without a car or a house?

How can I get a loan without a car or a house?

First, apply for personal credit loan.

In fact, banks also have personal credit loan business, which can be applied directly with the borrower's credit without providing collateral. Therefore, people who have no house or car can choose to apply for personal credit loans, but the amount of credit loans is generally lower than that of mortgage loans.

Second, choose a bank with business.

If you don't have a house or a car, you can choose a bank with business contacts to apply for a loan. For example, if you have a credit card in a bank, you can use it to borrow money from that bank. If you have wealth management and financial products in the bank, so much the better, because these business contacts with the bank will improve the success rate of loan application.

If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (original name: Baidu Qianhua, renamed as "Qianhua" in June, 2065438+08). The big brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!