Where are the loan advertisements usually posted?

Don't be cheated again. Be careful of these scams.

In recent years, small loan companies have mushroomed, and various small loan advertisements have spread all over the streets. For people with poor qualifications, no access to bank loans, but in urgent need of money, it is an option to find a small loan company to apply for loans, which is simple in process and fast in lending. But it is precisely because of their ignorance of small loan companies and their desire for money that they are very easy to fall into a scam carefully designed by scammers, resulting in a situation where people and money are empty!

Seeing the advertisement of "no mortgage, just ID card, fast loan, the next day" can't help but move! I want to use the simplest process to get the loan in the shortest time, but it is also a liar's plan.

In order to ensure the safety of everyone's pockets, today I will analyze how those companies that cheat loans cheat money!

First, unsecured and unsecured

Many online advertisements rely on the gimmicks of "unsecured, unsecured and guaranteed loans" to attract people who are in urgent need of money. Once these people are hooked, swindlers can easily cheat them out of their money.

Small loan companies that use this kind of advertisement to attract customers are nothing more than asking you to pay various fees in advance. After the borrower pays the fee, it will evade the handling for various reasons. They either need to run the bank again, or they are still dealing with various problems. In fact, the loan will be postponed, and even more scammers will turn off their phones and change their cards after getting the money, and disappear from the borrower's eyes without a trace!

Although the lending time of regular companies is much shorter than that of banks, it still needs to go through some procedures, submit relevant information, and sign a contract to issue loans after investigation and review by small loan companies.

In addition, the requirements of formal companies are also stricter. Not everyone can borrow money casually, and there are very few banks in the market that can provide unsecured and unsecured loans. It is understood that Citigroup and Standard Chartered Bank provide unsecured and unsecured loan services, and other companies do not have this ability.

Therefore, small loan companies that promise to provide unsecured loans or guarantees and do not set any loan conditions and thresholds are mostly scammers, so consumers must investigate clearly before applying for loans to avoid being fooled by scammers!

Second, the procedures are fast, the threshold is low, the quota is high and the interest is low.

For people who need money badly, who doesn't want such a good thing as high amount and low interest? I feel a little excited to get hundreds of thousands of loans in a short time! But there will be no pie in the sky! Generally speaking, only fake companies will promise borrowers a high loan amount and low loan interest, and the audit speed is very fast, and they can lend money on the same day.

When a company promises the borrower a loan amount of 500-65438+10,000, and the interest rate is only 1%, the borrower should pay attention. This company may be a fraud company. Formal companies can apply for loans only if they meet the requirements, and the loan amount will not be too high. Because the risk of such people is relatively high, they will not lend money to customers at a glance during the audit. Generally speaking, customers will be asked to handle the loan business in person.

If the loan company has fast procedures and low threshold, it will give you high interest and promise to lend money on the same day. 90% are liars! Everyone must pay more attention!

Third, only ID cards can be used for loans.

Among many scams, the most common one is that the scammer bluffs under the banner of "only need an ID card to apply for a loan"! This kind of situation mostly happens in credit loans, but no matter what conditions the loan needs, you need to provide your ID card! Can I get a loan with only one ID card? So 100% is a liar! Why do you say that?

Because whether applying for a loan in a bank or a company, the borrower needs to provide the information needed for the loan, such as: ID card, bank account, credit report, work certificate, marriage certificate (married person) and so on. Some also need proof of social security and provident fund, and the information provided by different loans is different, but in any case, these are proof that you have a certain economic income, good credit and stable work! Why do lenders lend money to borrowers without providing personal certificates?

Therefore, a small loan company that can handle loans only with its ID card must be a liar! Do not believe!

4. Pre-loan charges (deposit, handling fee, management fee, benefit fee, etc.). )

Charge first, then lend, and pay first is definitely a liar! This is the most commonly used means of many false swindlers, and it is also a tried-and-true trick.

Generally speaking, a liar will ask the borrower to pay the deposit and handling fee in advance under various excuses, or lie that someone in his bank needs to be managed, and then charge the borrower the benefits and handling fee. However, when the borrower prepays the fee, there will be two situations:

The first is that the swindler will continue to lure the borrower after seeing the borrower take the bait, so that the borrower can make money for him again and again, which is what we often say. When the borrower made a few dollars, the swindler took the money and left, and changed his face and disappeared.

The second kind is that the swindler will charge the borrower a certain deposit and benefit fee at one time, which is what we often say. After the scammer takes the borrower's benefit fee, he will immediately turn off the phone and change the card, and then disappear.

No matter what happens, it proves that the borrower has been cheated! Regular companies charge after lending, so they don't charge before lending, but anyone who charges the borrower before lending is a liar! So everyone must be careful!

Then the question is, how should we identify a regular company?

1. Business scope of the company: Regular companies can only conduct business in the registered place (a county or a district of a city). Anyone who boasts that the whole country can get loans is a liar! In addition, only through the network can it be handled in different places.

2. Company registration information: Regular companies are approved by provincial financial offices and registered in local industrial and commercial departments, and will have business licenses. The borrower can check the registration information on the website of the local industrial and commercial bureau, or log in to the enterprise credit information formula system for verification. At the same time, the regular company contact number will write a fixed number instead of leaving a private number.

3. Loan approval: When a formal company approves a loan, it will ask the borrower to handle the loan business in person, communicate with the borrower face to face, and ask the borrower to provide detailed information. Some small loan companies still need to go home to investigate in person, but the liar company will promise the borrower that the approval is fast and the process is simple!

4. Charge loan fees: regular companies charge after lending, and they will not charge fees in any name before lending, but anyone who charges before lending is a liar!

When people are in urgent need of money, the first thing to choose is a plan that is more suitable for them.

Of course, family support is naturally the first step. After that, you must first see what conditions you meet. If you have fixed assets under your name, I suggest you go to the bank to get some information first.

Secondly, you can ask friends around you if you have a familiar professional credit manager. Don't be afraid of shame. People who can't get a loan in this era are very shameful.

If not, you can check it in the circle of friends. Basically, there will be one or two employees, and then communicate to find out whether the organization where the credit manager works is formal and whether the credit manager is familiar with all kinds of loan business in the market, and give him a score in his mind. Whether it is professional.

Then we have a second communication, face-to-face communication, and get to know the company where he works. If this credit manager is a professional credit manager who works for a long time, then he has deep cooperation with various lending institutions, including banks, and the other party will make detailed financing plans for you according to your situation, so as to ensure that you can obtain higher quota and lower cost loan fees.

The most awesome and humorous loan advertising words

1, use tomorrow's money to complete today's dream.

2, "borrow" to hope, "save" to glory!

3. Bank loans are different from others; Humanized loan to meet your wishes.

4, you want you to be short of money, we are destined!

5, millions of wealth, your wealth.

6. Millions of wealth, "gold" products and services.

7. Prosper the wealth of millions of industries and lend a bright future.

8, millions of wealth, the gas station on the road to success.

9. Believe (lucky) and enjoy happiness.

10, good faith loan, Chiba is preferred.

1 1, Chiba Fortune, your financial service platform.

12, serve with your heart and keep your word.

13, professional loan, good at financial management.

Extended data:

Easy loan advertising words:

1, ten thousand loans, everyone loves.

2. Pave the way for money and lead the way for dreams.

3, the new concept of loan, thousands of businesses are more convenient.

4, millions of wealth, financial experts.

5. Choose the wealth of millions of industries and embark on the road to success.

6, wealth, heart commitment, new service.

7. Chiba Wealth facilitates lending, and honest service wins the future.

8, millions of wealth, wonderful loans.

The loan slogan is domineering, funny and long.

1, use tomorrow's money to complete today's dream.

2, "borrow" to hope, "save" to glory!

3. Bank loans are different from others; Humanized loan to meet your wishes.

4, you want you to be short of money, we are destined!

5. Loan terms:

1) A China citizen who has a permanent residence or valid residence certificate at the place where the loan is located, is between 18 and 60 years old (inclusive) and has full capacity for civil conduct;

2) Have the ability to repay the loan principal and interest on schedule;

3) Have a good credit record and willingness to repay, and no bad credit record;

4) No bad records shall be left in the bank;

5) You can apply for a loan with a monthly income of more than 2,000 yuan.

Advertising language daquan

With the rapid development of the company, it is inevitable that there will be angry words between them, such as various advertisements, which are deeply rooted in the hearts of the people. With a good advertising language, you are half successful. Here, I'll sort out some advertising words for you for the reference of small loan companies.

1, lend a good life.

2. Honesty is golden, and reputation is the best.

3. Honesty and credit are widely spread, and together, * * * wins and becomes rich.

4. Create the first bucket of gold and become a bridge to get rich.

5. Loans create wealth and help.

6. The loan has a good reputation and you can get rich.

7, yellow, paving the way!

8, credit, gold quality, bridge to get rich!

9, credit, set up a rich beam for you!

10, your development, I will try my best!

1 1, create a big future.

12, paving the way for making a fortune.