Car mortgage can generally reach 60-80% of the car price.
When choosing institutions, borrowers should try to choose formal lending institutions. Such as banks and small loan companies in industrial and commercial registration. Only on this basis can we truly protect our legitimate rights and interests, and once it comes into being, the law can solve it.
If you have such a demand, you can contact Anmeitu. Anmeitu headquarters is strong, and the loan amount will be higher than the market. Some products can have advantages in the interest rate of loans in the industry, and the fees are open and transparent. There are direct stores in Wuhan, Shenzhen, Chongqing, Beijing, Kunming, Guangzhou and Shihezi, Xinjiang.
2. How much can a car mortgage generally borrow?
The institutions that handle automobile mortgage are usually investment companies, pawn shops, guarantee companies and auto financing companies. Banks generally don't mortgage cars. Usually you can borrow 50-80% of the car's evaluation price, depending on the model and condition. There is a special used car market to evaluate, which will generally be lower than the market value, because your car will definitely be worn out.
3. How many cars can a pawnshop generally borrow?
The amount of mortgage loan mainly depends on the value of the mortgaged vehicle. The higher the general vehicle value, the higher the loan amount, and the vehicle price, service life and mileage will all affect the vehicle value.
Generally speaking, however, automobile mortgage can reach 80% or even 90% of the automobile value. Of course, it depends on the specific situation. After all, different loan companies have different requirements.
As long as the value of the mortgaged vehicle is high enough, you can borrow a large enough amount, and it is no problem to borrow tens of thousands or hundreds of thousands.
4. How much can a car mortgage generally cover? The answer is here.
As an indispensable means of transportation in people's lives, cars are deeply loved by the public. As indispensable partners in our life, they can also be used as emergency treatment to mortgage cars, but many friends are puzzled. How much can I get if I mortgage my car? Today I will answer this question for you.
How much can a car mortgage generally cover? The mortgage value of different vehicles is different. The higher the vehicle value, the higher the loan amount. The general loan amount can reach 80% or even 90% of the vehicle value. The specific reasons are as follows: 1. Condition of the mortgaged vehicle: Generally, the loan company will evaluate the vehicle first, mainly depending on whether the vehicle is in good condition, whether the mileage of the vehicle is illegal, and the loan amount will also change according to the state of the vehicle. 2. Personal comprehensive credit: When handling the vehicle mortgage loan, the loan company will first check the comprehensive credit of the lender, such as whether there is a stable job and whether the income situation is stable. If personal credit is good, the corresponding mortgage amount will be higher. If there is no job, the amount is low. If the vehicles in automobile mortgage are commercial vehicles, the maximum loan amount cannot exceed 70% of the vehicle price. 2 If the mortgaged vehicle is a private car, the maximum loan amount shall not exceed 80% of the car price. If the mortgaged vehicle is a second-hand car, the loan amount needs to be evaluated by a professional evaluation agency before the value can be estimated. The above content is an answer to how much car mortgage can generally reach, hoping to help everyone and solve problems in life.