Not married, adding the woman's name is very troublesome. Because you have to add the woman's name by gift, give half of the property rights to the woman, and then go to the housing management office to add the woman's name after the notarization takes effect, so the tax is very high. Please reconsider!

If you get married and get a marriage certificate, it will be easier. Just go to the housing management office to change the name of the property owner, and the cost is only about 100 yuan.

If the woman is worried about the new marriage law, it is completely unnecessary. In the case that the mortgage has not been paid off, the husband and wife repay the loan together after marriage, and the woman has a share of the house, and she can add her name after marriage.

Second, can I add my name when the mortgage is not paid back?

You can't add your name until the mortgage is paid off. "Adding the name of real estate license" has the right to change registration. The premise of change registration is that the house is not in a state of limited rights, and the real estate cannot be registered for change when it is in a state of mortgage, seizure or freezing. "Now most young people choose loans to buy houses, while commercial houses are in a state of mortgage. Only after paying off the loan and releasing the mortgage status can the ownership change be handled. " In addition, even if the Housing Authority agrees to add a name, the bank will not agree.

People's Republic of China (PRC) (China)

Article 211 Materials to Apply for Real Estate Registration When applying for registration, the parties concerned shall provide the ownership certificate, real estate boundary and area and other necessary materials according to different registered items.

Article 212 Duties of the Registration Institution A registration institution shall perform the following duties:

(a) check the ownership certificate and other necessary certificates provided by the applicant.

(two) ask the applicant about the registration matters;

(three) truthfully and timely registration of relevant matters;

(responsibilities.

If there is an application for registration of real estate, the registration authority may require the applicant to supplement the materials, and may conduct on-the-spot inspection when necessary.

After marriage, the real estate license increased (1), and there was no loan for the house.

1. Go to the real estate transaction core in the area where the house is located. First, I will inform you in the pre-inspection window about adding the spouse's name to the real estate license here. If the materials are complete, go to the relevant window.

2. Fee for adding the name of the real estate license: 1 10 yuan handling fee. The details are as follows: the production fee is 80 yuan, the cadastral map fee is 25 yuan and the sticker fee is 5 yuan. If successful, you can get a new real estate in 20 days.

3. You can set a password for the new real estate license, and the real estate transaction core will inform you of an initial password, which can be changed later.

(B) Housing and loans

1. Go to the bank to go through the mortgage change procedures first (please consult the bank for details).

2. Fee for adding the name of the real estate license: in addition to the above-mentioned handling fee of 65,438+065,438+00 yuan, if it is a pure provident fund loan, an additional handling fee of 65,438+000 yuan is required; If the loan is money), pay 200 yuan separately.

3. Other steps are the same as "Is there a room?"

(3) If you are not married or have no direct blood relationship, you need to add your name to the real estate license, which will be much more complicated, because it will depend on the following fees.

1, 2.5 yuan transaction fee per square meter.

2. If it is less than 5 years, 5.5% business tax plus 1% personal adjustment tax (the time limit is from the date when the real estate license is issued to the end of the trading day), and it is not needed for 5 years.

3. Stamp duty of five ten thousandths.

4. This contract is made in 5 yuan (the transaction core of each district is different).

5. When the man transfers 50%, all taxes and fees shall be calculated according to the market price. If the house with 654.38+0 million yuan is worth 500,000 yuan.

6. If several people transfer the real estate license, the rights and interests of the real estate license shall be divided equally.

Third, the house loan has not been approved, and it has been filed. Can you change your name?

Yes, you can. As long as both parties negotiate, it is ok to change the contract. The house purchase contract is an agreement reached between the buyer and the real estate development enterprise on the basis of equality, voluntariness and consensus according to the Contract Law of People's Republic of China (PRC), the Law of People's Republic of China (PRC) on Urban Real Estate Management and other relevant laws and regulations.

If the mortgage is not paid off, can I add my name?

If the mortgage loan is not repaid, the name can be added to the real estate license with the consent of the mortgagee. As the mortgaged property is used as collateral, the mortgagor has no right to change the ownership privately. Only with the consent of the mortgagee can the co-owners be increased, and the corresponding property rights taxes and fees shall be paid to the real estate trading center for registration. According to Article 61 of the Urban Real Estate Management Law, when real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of real estate change, and apply to the land management department of the people's government at the same level for registration of land use right change on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level. If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws. Article 406 of the Civil Code During the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected. Where the mortgagor transfers the mortgaged property, it shall promptly notify the mortgagee. If the mortgagee can prove that the transfer of mortgaged property may damage the mortgage right, he may request the mortgagor to pay off the debt in advance or deposit the proceeds from the transfer with the mortgagee. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor. Warm reminder that the above answers are only for the current information combined with my understanding of the law. Please refer carefully! If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.