Hairtail loans will generally arrive on the same day, and will arrive within 10 minutes at the earliest. Hairtail adopts automatic audit system, and there is no manual audit. After the loan is approved, the system will automatically lend money, so hairtail lending is faster.

General loan approval requires manual three-level approval. The leaders in charge are responsible for the decision-making of the loan issuance results. Approvers need to examine the reasons and purposes of loans provided by enterprises and credit personnel, and correctly determine their nature. On the basis of established facts, according to the credit policy determined by the state and the higher-level banks, the loan, non-loan and loan amount are finally determined. After the loan is determined, the amount, repayment period, interest rate and loan method of the loan are determined. After that, the loan can only be issued after the approval of the loan section chief, and the loan with a large amount can only be issued after the approval of the president. Therefore, it takes a long time to manually review the loan, but hairtail is a fully automatic review system, which can pass the review if it meets the standards, and directly refuse if it does not meet the standards.

Hairtail can provide the borrower with a credit loan of 1 0,000 to 1 0,000 yuan, as long as the borrower is between 18 and 55 years old, has a sesame score of more than 550, has been certified by mobile phone for more than 3 months, and is not a student. The lending speed of small loan fish is still relatively fast and it is very convenient to use.